Moving guide Β· District of Columbia β†’ Ontario

Moving from Washington DC to Ottawa

Leafy capital with a skateable canal and Gatineau Park. Here's how life in Ottawa compares with Washington DC, and what changes when you cross the border.

Ottawa is roughly 12Β°C colder than Washington DC in January (about 2Β°C β†’ -10Β°C), with about 185 cm more snow a year and around 102 more sunny days. A typical home costs roughly 17% less in Ottawa (about US$600,000 vs C$680,000, compared at a sample exchange rate), and everyday costs in Ottawa are close to the Canadian average. Income tax goes from a high state income tax in District of Columbia to a medium provincial income tax in Ontario. For lifestyle, you gain skiing, hiking and lake life and leave behind nightlife, food scene and live music. (Approximate figures.)

Weather
January average
2Β°C β†’ -10Β°C (-12Β°)
July average
27Β°C β†’ 21Β°C (-6Β°)
Sunny days a year
203 β†’ 305
Snow a year
38 β†’ 223 cm
Money (approximate)
Cost of living index
140 β†’ 100
Typical home
US$600,000 β†’ C$680,000
Property tax rate
0.85% β†’ 1.1%
Provincial or state income tax
High β†’ Medium
Health care in Ottawa
Public plan, no premium
Getting around in Ottawa
Airport
20 min
Ski hill
25 min
Beach or lake
25 min
Main industries
Government, tech, education
Lifestyle and risks
You gain
SkiingHikingLake life
You leave behind
NightlifeFood sceneLive music
Wildfire: Low Flood: Moderate Heat: Low
Crossing the border

Moving from the USA to Canada

Can you buy?
Canada's ban on most foreign buyers of residential property is scheduled to end January 1, 2027, with exceptions such as some work-permit holders. Check eligibility before you shop.
Extra taxes
Some provinces add taxes for foreign buyers, for example BC's additional property transfer tax and Ontario's non-resident speculation tax.
Status
Living and working in Canada needs a work permit or permanent residence (Express Entry, provincial nominee programs).
Mortgages
Canadian mortgages usually renew every 5 years and require passing a stress test at a higher rate. Under 20% down needs default insurance.
General information, not legal or tax advice. Rules change; confirm your situation with a licensed immigration lawyer and cross-border tax adviser.
Homes in OttawaFull comparisonSalary calculatorMove plannerAgents in Ottawa

Climate, cost and risk figures are approximate and for comparison only. Prices are in each place's local currency.

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