Moving guide Β· Ontario β†’ Florida

Moving from Ottawa to Sarasota

Siesta Key sand, arts scene and a favourite snowbird base. Here's how life in Sarasota compares with Ottawa, and what changes when you cross the border.

Sarasota is roughly 26Β°C warmer than Ottawa in January (about -10Β°C β†’ 16Β°C), with little or no snow instead of about 223 cm a year and around 55 fewer sunny days. A typical home costs roughly 5% less in Sarasota (about C$680,000 vs US$470,000, compared at a sample exchange rate), and everyday costs in Sarasota are above the US average. Florida has no state income tax, compared with a medium provincial income tax in Ontario. For lifestyle, you gain warm winters, beach and golf and leave behind big city, skiing and hiking. (Approximate figures.)

Weather
January average
-10Β°C β†’ 16Β°C (+26Β°)
July average
21Β°C β†’ 28Β°C (+7Β°)
Sunny days a year
305 β†’ 250
Snow a year
223 β†’ 0 cm
Money (approximate)
Cost of living index
100 β†’ 112
Typical home
C$680,000 β†’ US$470,000
Property tax rate
1.1% β†’ 1%
Provincial or state income tax
Medium β†’ None
Health care in Sarasota
Private, ~US$520/mo (approx.)
Getting around in Sarasota
Airport
15 min
Ski hill
3h+
Beach or lake
10 min
Main industries
Health, tourism, retirement
Lifestyle and risks
You gain
Warm wintersBeachGolfFood scene
You leave behind
Big citySkiingHikingLake life
Wildfire: Low Flood: High Heat: High
Crossing the border

Moving from Canada to the USA

Staying vs. moving
As a visitor you can usually spend up to about 6 months a year in the US. Living or working there full time needs a visa or green card (TN, E-2, L-1, H-1B and others).
Mortgages
US lenders often want a larger down payment from Canadians and may need an ITIN or US credit. Some Canadian banks have US arms that use your Canadian credit history.
Taxes
Plan for both countries: US property tax, state income tax, and Canadian departure-tax rules if you become a non-resident. Selling later can trigger US withholding (FIRPTA).
Health care
Provincial coverage usually ends after a long absence. Budget for US health insurance from day one.
General information, not legal or tax advice. Rules change; confirm your situation with a licensed immigration lawyer and cross-border tax adviser.
Homes in SarasotaFull comparisonSalary calculatorMove plannerAgents in Sarasota

Climate, cost and risk figures are approximate and for comparison only. Prices are in each place's local currency.

Moving from Ottawa to Sarasota Β· Pinned