Moving guide · California → British Columbia

Moving from San Diego to Victoria

Canada's mildest winters and a relaxed harbour town. Here's how life in Victoria compares with San Diego, and what changes when you cross the border.

Weather
January average
14°C → 5°C (-9°)
July average
22°C → 17°C (-5°)
Sunny days a year
265 → 190
Snow a year
0 → 25 cm
Money (approximate)
Cost of living index
145 → 120
Typical home
US$950,000 → C$950,000
Property tax rate
1.1% → 0.45%
Provincial or state income tax
High → Medium
Health care in Victoria
Public plan, no premium
Getting around in Victoria
Airport
30 min
Ski hill
3h+
Beach or lake
10 min
Main industries
Government, tech, tourism
Lifestyle and risks
You gain
HikingSmall town
You leave behind
Warm wintersSurfFood scene
Wildfire: Low Flood: Low Heat: Low
Crossing the border

Moving from the USA to Canada

Can you buy?
Canada's ban on most foreign buyers of residential property is scheduled to end January 1, 2027, with exceptions such as some work-permit holders. Check eligibility before you shop.
Extra taxes
Some provinces add taxes for foreign buyers, for example BC's additional property transfer tax and Ontario's non-resident speculation tax.
Status
Living and working in Canada needs a work permit or permanent residence (Express Entry, provincial nominee programs).
Mortgages
Canadian mortgages usually renew every 5 years and require passing a stress test at a higher rate. Under 20% down needs default insurance.
General information, not legal or tax advice. Rules change; confirm your situation with a licensed immigration lawyer and cross-border tax adviser.
Step-by-step: USA → Canada ›Legal must-dos ›Moving FAQ ›
Homes in VictoriaFull comparisonSalary calculatorMove plannerAgents in Victoria

Climate, cost and risk figures are approximate and for comparison only. Prices are in each place's local currency.

Moving from San Diego to Victoria · Pinned