Moving guide · Texas → British Columbia

Moving from Austin to Kelowna

Lake summers, wineries and ski hills close by. Here's how life in Kelowna compares with Austin, and what changes when you cross the border.

Weather
January average
11°C → -2°C (-13°)
July average
30°C → 22°C (-8°)
Sunny days a year
230 → 200
Snow a year
2 → 100 cm
Money (approximate)
Cost of living index
105 → 105
Typical home
US$550,000 → C$850,000
Property tax rate
1.8% → 0.4%
Provincial or state income tax
None → Medium
Health care in Kelowna
Public plan, no premium
Getting around in Kelowna
Airport
15 min
Ski hill
50 min
Beach or lake
5 min
Main industries
Tech, agriculture, wine
Lifestyle and risks
You gain
Lake lifeWine countryGolfSkiingHiking
You leave behind
Warm wintersLive musicNightlifeRemote-work hubFood sceneBig city
Wildfire: High Flood: Low Heat: Moderate
Crossing the border

Moving from the USA to Canada

Can you buy?
Canada's ban on most foreign buyers of residential property is scheduled to end January 1, 2027, with exceptions such as some work-permit holders. Check eligibility before you shop.
Extra taxes
Some provinces add taxes for foreign buyers, for example BC's additional property transfer tax and Ontario's non-resident speculation tax.
Status
Living and working in Canada needs a work permit or permanent residence (Express Entry, provincial nominee programs).
Mortgages
Canadian mortgages usually renew every 5 years and require passing a stress test at a higher rate. Under 20% down needs default insurance.
General information, not legal or tax advice. Rules change; confirm your situation with a licensed immigration lawyer and cross-border tax adviser.
Step-by-step: USA → Canada ›Legal must-dos ›Moving FAQ ›
Homes in KelownaFull comparisonSalary calculatorMove plannerAgents in Kelowna

Climate, cost and risk figures are approximate and for comparison only. Prices are in each place's local currency.

Moving from Austin to Kelowna · Pinned