Moving guide · Ontario → Texas

Moving from Toronto to Austin

Live music, tech jobs and warm winters. Here's how life in Austin compares with Toronto, and what changes when you cross the border.

Austin is roughly 16°C warmer than Toronto in January (about -5°C → 11°C), with about 118 cm less snow a year and around 30 more sunny days. A typical home costs roughly 28% less in Austin (about C$1,050,000 vs US$550,000, compared at a sample exchange rate), and everyday costs in Austin are close to the US average. Texas has no state income tax, compared with a medium provincial income tax in Ontario. For lifestyle, you keep everything Toronto is known for and add warm winters and remote-work hub. (Approximate figures.)

Weather
January average
-5°C → 11°C (+16°)
July average
22°C → 30°C (+8°)
Sunny days a year
200 → 230
Snow a year
120 → 2 cm
Money (approximate)
Cost of living index
125 → 105
Typical home
C$1,050,000 → US$550,000
Property tax rate
0.7% → 1.8%
Provincial or state income tax
Medium → None
Health care in Austin
Private, ~US$520/mo (approx.)
Getting around in Austin
Airport
20 min
Ski hill
3h+
Beach or lake
15 min
Main industries
Tech, government, music
Lifestyle and risks
You gain
Warm wintersRemote-work hub
Wildfire: Moderate Flood: Moderate Heat: High
Crossing the border

Moving from Canada to the USA

Staying vs. moving
As a visitor you can usually spend up to about 6 months a year in the US. Living or working there full time needs a visa or green card (TN, E-2, L-1, H-1B and others).
Mortgages
US lenders often want a larger down payment from Canadians and may need an ITIN or US credit. Some Canadian banks have US arms that use your Canadian credit history.
Taxes
Plan for both countries: US property tax, state income tax, and Canadian departure-tax rules if you become a non-resident. Selling later can trigger US withholding (FIRPTA).
Health care
Provincial coverage usually ends after a long absence. Budget for US health insurance from day one.
General information, not legal or tax advice. Rules change; confirm your situation with a licensed immigration lawyer and cross-border tax adviser.
Step-by-step: Canada → USA ›Legal must-dos ›Moving FAQ ›
Homes in AustinFull comparisonSalary calculatorMove plannerAgents in Austin

Climate, cost and risk figures are approximate and for comparison only. Prices are in each place's local currency.

Moving from Toronto to Austin · Pinned