Moving guide · both directions
Settling in
Your first 90 days are a run of small setup tasks. Do the ID number first, because almost everything else asks for it.
Your ID number
- Canada: apply for a Social Insurance Number (SIN) online, by mail or in person. It's free. You need it to work. Temporary residents get a SIN starting with 9 that expires with their permit.
- U.S.: noncitizens with permission to work can get a Social Security number (SSN). If you can't get an SSN but must file taxes, you apply for an ITIN instead.
Phone, schools and daily life
- Phone: check if your current carrier has a cross-border plan for the first weeks, then switch to a local plan. A local number helps with banks and two-factor codes.
- Schools: public schools are run by local school boards (Canada) or school districts (U.S.). Contact them early with proof of address, your child's records and immunization history, and their immigration status if asked.
- Cost of living: housing, health insurance (U.S.), and car insurance are usually the big differences. Use our cost tool to compare.
- Weather: winters and wildfire, flood or heat risk vary a lot. Visit in the worst month before you commit.
Official source
Common questions
What should I do in my first week?
Get your ID number (SIN or SSN), open a bank account, get a local phone number, apply for your health card or confirm insurance, and keep all your status documents safe.
General information, not legal, tax or immigration advice. Rules change; confirm with the official source or a licensed professional. For your situation, talk to your local newcomer or settlement services office.
Get local help
Talk to people who've done itLast checked: October 2026