Moving guide · Ontario → Tennessee

Moving from Toronto to Nashville

Music City, with fast-growing neighbourhoods. Here's how life in Nashville compares with Toronto, and what changes when you cross the border.

Nashville is roughly 8°C warmer than Toronto in January (about -5°C → 3°C), with about 105 cm less snow a year. A typical home costs roughly 41% less in Nashville (about C$1,050,000 vs US$450,000, compared at a sample exchange rate), and everyday costs in Nashville are close to the US average. Tennessee has no state income tax, compared with a medium provincial income tax in Ontario. (Approximate figures.)

Weather
January average
-5°C → 3°C (+8°)
July average
22°C → 26°C (+4°)
Sunny days a year
200 → 205
Snow a year
120 → 15 cm
Money (approximate)
Cost of living index
125 → 100
Typical home
C$1,050,000 → US$450,000
Property tax rate
0.7% → 0.7%
Provincial or state income tax
Medium → None
Health care in Nashville
Private, ~US$520/mo (approx.)
Getting around in Nashville
Airport
20 min
Ski hill
3h+
Beach or lake
30 min
Main industries
Health care, music, tech
Lifestyle and risks
Wildfire: Low Flood: Moderate Heat: Moderate
Crossing the border

Moving from Canada to the USA

Staying vs. moving
As a visitor you can usually spend up to about 6 months a year in the US. Living or working there full time needs a visa or green card (TN, E-2, L-1, H-1B and others).
Mortgages
US lenders often want a larger down payment from Canadians and may need an ITIN or US credit. Some Canadian banks have US arms that use your Canadian credit history.
Taxes
Plan for both countries: US property tax, state income tax, and Canadian departure-tax rules if you become a non-resident. Selling later can trigger US withholding (FIRPTA).
Health care
Provincial coverage usually ends after a long absence. Budget for US health insurance from day one.
General information, not legal or tax advice. Rules change; confirm your situation with a licensed immigration lawyer and cross-border tax adviser.
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Climate, cost and risk figures are approximate and for comparison only. Prices are in each place's local currency.

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