Moving guide · Québec → Florida

Moving from Montréal to Orlando

Theme parks, lakes everywhere and an hour to Atlantic beaches. Here's how life in Orlando compares with Montréal, and what changes when you cross the border.

Orlando is roughly 25°C warmer than Montréal in January (about -9°C → 16°C), with little or no snow instead of about 200 cm a year and around 33 more sunny days. A typical home costs roughly 9% less in Orlando (about C$600,000 vs US$400,000, compared at a sample exchange rate), and everyday costs in Orlando are close to the US average. Florida has no state income tax, compared with a high provincial income tax in Québec. For lifestyle, you gain warm winters, golf and lake life and leave behind French-speaking, food scene and live music. (Approximate figures.)

Weather
January average
-9°C → 16°C (+25°)
July average
21°C → 28°C (+7°)
Sunny days a year
200 → 233
Snow a year
200 → 0 cm
Money (approximate)
Cost of living index
95 → 101
Typical home
C$600,000 → US$400,000
Property tax rate
0.8% → 1%
Provincial or state income tax
High → None
Health care in Orlando
Private, ~US$520/mo (approx.)
Getting around in Orlando
Airport
20 min
Ski hill
3h+
Beach or lake
10 min
Main industries
Tourism, simulation tech, health
Lifestyle and risks
You gain
Warm wintersGolfLake life
You leave behind
French-speakingFood sceneLive musicLower cost
Wildfire: Low Flood: Moderate Heat: High
Crossing the border

Moving from Canada to the USA

Staying vs. moving
As a visitor you can usually spend up to about 6 months a year in the US. Living or working there full time needs a visa or green card (TN, E-2, L-1, H-1B and others).
Mortgages
US lenders often want a larger down payment from Canadians and may need an ITIN or US credit. Some Canadian banks have US arms that use your Canadian credit history.
Taxes
Plan for both countries: US property tax, state income tax, and Canadian departure-tax rules if you become a non-resident. Selling later can trigger US withholding (FIRPTA).
Health care
Provincial coverage usually ends after a long absence. Budget for US health insurance from day one.
General information, not legal or tax advice. Rules change; confirm your situation with a licensed immigration lawyer and cross-border tax adviser.
Step-by-step: Canada → USA ›Legal must-dos ›Moving FAQ ›
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Climate, cost and risk figures are approximate and for comparison only. Prices are in each place's local currency.

Moving from Montréal to Orlando · Pinned