Salary and cost of living

What your paycheque buys in each place

Enter what you earn and where you live now. We estimate the salary you'd need somewhere else to keep the same lifestyle, and whether a typical home there is within reach.

Your yearly incomeCurrencyWhere you live nowWhere you're thinking of moving

Toronto → Denver

To live the same way in Denver, you'd need about C$83,600 a year.

Cost of living index: 125 → 110
Your money goes: +14% further
Typical home (approx.): US$600,000
On your income: Out of reach

Compare the two places Mortgage calculator

Every place, compared with Toronto

Place	Cost of living	Salary for the same lifestyle	Your money goes	Typical home
Saint John New Brunswick	75	C$57,000	+67% further	Within reach
Sherbrooke Québec	78	C$59,280	+60% further	Within reach
Baie-Saint-Paul Québec	80	C$60,800	+56% further	Within reach
Corner Brook Newfoundland and Labrador	80	C$60,800	+56% further	Within reach
Thunder Bay Ontario	80	C$60,800	+56% further	Within reach
Regina Saskatchewan	82	C$62,320	+52% further	Within reach
Fredericton New Brunswick	82	C$62,320	+52% further	Within reach
Moncton New Brunswick	82	C$62,320	+52% further	Within reach
Oklahoma City Oklahoma	83	C$63,080	+51% further	Within reach
Memphis Tennessee	84	C$63,840	+49% further	Within reach
Québec City Québec	85	C$64,600	+47% further	Within reach
Winnipeg Manitoba	85	C$64,600	+47% further	Within reach
Saskatoon Saskatchewan	85	C$64,600	+47% further	Within reach
Lethbridge Alberta	85	C$64,600	+47% further	Within reach
Sudbury Ontario	85	C$64,600	+47% further	Within reach
Magog Québec	85	C$64,600	+47% further	A stretch
Birmingham Alabama	85	C$64,600	+47% further	Within reach
Little Rock Arkansas	86	C$65,360	+45% further	Within reach
Cleveland Ohio	87	C$66,120	+44% further	Within reach
Charlottetown Prince Edward Island	88	C$66,880	+42% further	Within reach
Gatineau Québec	88	C$66,880	+42% further	A stretch
Louisville Kentucky	88	C$66,880	+42% further	Within reach
Ocean Springs Mississippi	88	C$66,880	+42% further	Within reach
Detroit Michigan	88	C$66,880	+42% further	Within reach
St. Louis Missouri	89	C$67,640	+40% further	Within reach
Edmonton Alberta	90	C$68,400	+39% further	A stretch
San Antonio Texas	90	C$68,400	+39% further	Within reach
Knoxville Tennessee	90	C$68,400	+39% further	A stretch
Indianapolis Indiana	91	C$69,160	+37% further	Within reach
St. John's Newfoundland and Labrador	92	C$69,920	+36% further	Within reach
Wolfville Nova Scotia	92	C$69,920	+36% further	A stretch
Chattanooga Tennessee	92	C$69,920	+36% further	A stretch
Cincinnati Ohio	92	C$69,920	+36% further	Within reach
Kansas City Missouri	92	C$69,920	+36% further	Within reach
Buffalo New York	92	C$69,920	+36% further	Within reach
Omaha Nebraska	92	C$69,920	+36% further	Within reach
Albuquerque New Mexico	93	C$70,680	+34% further	A stretch
Myrtle Beach South Carolina	93	C$70,680	+34% further	A stretch
Milwaukee Wisconsin	93	C$70,680	+34% further	Within reach
Pittsburgh Pennsylvania	93	C$70,680	+34% further	Within reach
Greenville South Carolina	94	C$71,440	+33% further	A stretch
Columbus Ohio	94	C$71,440	+33% further	Within reach
Montréal Québec	95	C$72,200	+32% further	A stretch
Halifax Nova Scotia	95	C$72,200	+32% further	A stretch
Asheville North Carolina	95	C$72,200	+32% further	Out of reach
London Ontario	95	C$72,200	+32% further	Out of reach
Kingston Ontario	95	C$72,200	+32% further	A stretch
Lunenburg Nova Scotia	95	C$72,200	+32% further	A stretch
Jacksonville Florida	95	C$72,200	+32% further	A stretch
Savannah Georgia	95	C$72,200	+32% further	A stretch
Tucson Arizona	96	C$72,960	+30% further	A stretch
Houston Texas	96	C$72,960	+30% further	A stretch
Duluth Minnesota	96	C$72,960	+30% further	Within reach
New Orleans Louisiana	98	C$74,480	+28% further	Within reach
Richmond Virginia	98	C$74,480	+28% further	A stretch
Muskoka Ontario	100	C$76,000	+25% further	Out of reach
Nashville Tennessee	100	C$76,000	+25% further	Out of reach
Ottawa Ontario	100	C$76,000	+25% further	Out of reach
Kitchener-Waterloo Ontario	100	C$76,000	+25% further	Out of reach
Kamloops British Columbia	100	C$76,000	+25% further	Out of reach
Tampa Florida	100	C$76,000	+25% further	A stretch
Charlotte North Carolina	100	C$76,000	+25% further	A stretch
Baltimore Maryland	100	C$76,000	+25% further	Within reach
Orlando Florida	101	C$76,760	+24% further	A stretch
Raleigh North Carolina	102	C$77,520	+23% further	Out of reach
Wilmington North Carolina	102	C$77,520	+23% further	A stretch
Colorado Springs Colorado	103	C$78,280	+21% further	Out of reach
Dallas Texas	103	C$78,280	+21% further	A stretch
Fort Myers Florida	103	C$78,280	+21% further	A stretch
Atlanta Georgia	104	C$79,040	+20% further	A stretch
St. Petersburg Florida	104	C$79,040	+20% further	A stretch
Minneapolis Minnesota	104	C$79,040	+20% further	A stretch
Madison Wisconsin	104	C$79,040	+20% further	A stretch
Kelowna British Columbia	105	C$79,800	+19% further	Out of reach
Mont-Tremblant Québec	105	C$79,800	+19% further	Out of reach
Austin Texas	105	C$79,800	+19% further	Out of reach
Burlington Vermont	105	C$79,800	+19% further	Out of reach
Calgary Alberta	105	C$79,800	+19% further	Out of reach
Penticton British Columbia	105	C$79,800	+19% further	Out of reach
Prince Edward County Ontario	105	C$79,800	+19% further	Out of reach
Las Vegas Nevada	105	C$79,800	+19% further	Out of reach
Phoenix Arizona	105	C$79,800	+19% further	Out of reach
Philadelphia Pennsylvania	106	C$80,560	+18% further	Within reach
Traverse City Michigan	106	C$80,560	+18% further	Out of reach
Chicago Illinois	107	C$81,320	+17% further	A stretch
Hamilton Ontario	108	C$82,080	+16% further	Out of reach
Boise Idaho	108	C$82,080	+16% further	Out of reach
Fredericksburg Texas	108	C$82,080	+16% further	Out of reach
Denver Colorado	110	C$83,600	+14% further	Out of reach
Bend Oregon	110	C$83,600	+14% further	Out of reach
Golden British Columbia	110	C$83,600	+14% further	Out of reach
Courtenay British Columbia	110	C$83,600	+14% further	Out of reach
Salt Lake City Utah	110	C$83,600	+14% further	Out of reach
Missoula Montana	110	C$83,600	+14% further	Out of reach
Coeur d'Alene Idaho	110	C$83,600	+14% further	Out of reach
Charleston South Carolina	110	C$83,600	+14% further	Out of reach
North Conway New Hampshire	110	C$83,600	+14% further	Out of reach
Reno Nevada	112	C$85,120	+12% further	Out of reach
Sarasota Florida	112	C$85,120	+12% further	Out of reach
Ann Arbor Michigan	112	C$85,120	+12% further	Out of reach
Lake Placid New York	112	C$85,120	+12% further	Out of reach
Saratoga Springs New York	112	C$85,120	+12% further	Out of reach
Scottsdale Arizona	115	C$87,400	+9% further	Out of reach
Nelson British Columbia	115	C$87,400	+9% further	Out of reach
Collingwood Ontario	115	C$87,400	+9% further	Out of reach
Nanaimo British Columbia	115	C$87,400	+9% further	Out of reach
Fort Collins Colorado	115	C$87,400	+9% further	Out of reach
Santa Fe New Mexico	115	C$87,400	+9% further	Out of reach
Anchorage Alaska	118	C$89,680	+6% further	A stretch
Fort Lauderdale Florida	118	C$89,680	+6% further	Out of reach
Destin and 30A Florida	118	C$89,680	+6% further	Out of reach
Portland Maine	118	C$89,680	+6% further	Out of reach
Victoria British Columbia	120	C$91,200	+4% further	Out of reach
Revelstoke British Columbia	120	C$91,200	+4% further	Out of reach
Sacramento California	120	C$91,200	+4% further	Out of reach
Durango Colorado	120	C$91,200	+4% further	Out of reach
Palm Springs California	120	C$91,200	+4% further	Out of reach
Flagstaff Arizona	120	C$91,200	+4% further	Out of reach
Bar Harbor Maine	120	C$91,200	+4% further	Out of reach
Canmore Alberta	125	C$95,000	+0% further	Out of reach
Miami Florida	125	C$95,000	+0% further	Out of reach
Niagara-on-the-Lake Ontario	125	C$95,000	+0% further	Out of reach
Whitehorse Yukon	125	C$95,000	+0% further	Out of reach
Fernie British Columbia	125	C$95,000	+0% further	Out of reach
Portland Oregon	125	C$95,000	+0% further	Out of reach
Bozeman Montana	125	C$95,000	+0% further	Out of reach
Bellingham Washington	125	C$95,000	+0% further	Out of reach
Naples Florida	125	C$95,000	+0% further	Out of reach
Hilton Head Island South Carolina	125	C$95,000	+0% further	Out of reach
Stowe Vermont	125	C$95,000	+0% further	Out of reach
Jasper Alberta	130	C$98,800	-4% less far	Out of reach
Cape Cod Massachusetts	132	C$100,320	-5% less far	Out of reach
Vancouver British Columbia	135	C$102,600	-7% less far	Out of reach
Newport Rhode Island	135	C$102,600	-7% less far	Out of reach
Whistler British Columbia	140	C$106,400	-11% less far	Out of reach
Squamish British Columbia	140	C$106,400	-11% less far	Out of reach
Sedona Arizona	140	C$106,400	-11% less far	Out of reach
Hood River Oregon	140	C$106,400	-11% less far	Out of reach
Washington DC District of Columbia	140	C$106,400	-11% less far	Out of reach
San Diego California	145	C$110,200	-14% less far	Out of reach
Banff Alberta	145	C$110,200	-14% less far	Out of reach
South Lake Tahoe California	145	C$110,200	-14% less far	Out of reach
Boston Massachusetts	145	C$110,200	-14% less far	Out of reach
Tofino British Columbia	150	C$114,000	-17% less far	Out of reach
Seattle Washington	150	C$114,000	-17% less far	Out of reach
Boulder Colorado	150	C$114,000	-17% less far	Out of reach
Key West Florida	150	C$114,000	-17% less far	Out of reach
Park City Utah	160	C$121,600	-22% less far	Out of reach
Los Angeles California	165	C$125,400	-24% less far	Out of reach
Steamboat Springs Colorado	165	C$125,400	-24% less far	Out of reach
New York City New York	165	C$125,400	-24% less far	Out of reach
San Francisco California	175	C$133,000	-29% less far	Out of reach
San Luis Obispo California	175	C$133,000	-29% less far	Out of reach
Honolulu Hawaii	185	C$140,600	-32% less far	Out of reach
Santa Barbara California	190	C$144,400	-34% less far	Out of reach
Jackson Wyoming	220	C$167,200	-43% less far	Out of reach

Cost of living indexes and typical home prices are approximate and for comparison only. "Within reach" assumes a home costing up to about 4.5× your yearly income, converted at C$1.41 per US$1 (Bank of Canada, Oct 19). Taxes, which differ a lot between provinces and states, are not included.